The Personal Information Protection and Electronic Documents Act [PIPEDA] (Canada) requires organizations to take reasonable steps to safeguard the personal information in their custody or control from such risks as: unauthorized access, collection, use, disclosure, copying, modification, disposal or destruction.
Your Personal Information is protected and kept secure at all times, regardless of format. Most methods of communication are not fully secure during transmission (i.e. certain types of email protocols) and security measures may create challenges when exchanging information. Email is often the preferred method of communication for ACC and unless you object we may use unencrypted plain text emails when communicating with you. ACC does not collect Personal Information through its website with the exception of information that you may provide to us voluntarily as a means of communicating with us.
|WHAT DOES Accredited Capital Corporation (“ACC”) DO WITH YOUR PERSONAL INFORMATION?|
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information may include:
- Social Insurance Number
- Risk Tolerance
- Investment Experience
- Transaction History
- Investment Objectives
|How?||All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons ACC chooses to share or not to share; and whether you can limit this sharing.|
Questions? Call or Email ACC at: (416) 551-4110 //
|Reasons we can share your personal information:||Does ACC share?||Can you limit this sharing?|
|For our everyday business purposes - such as to process your transactions, maintain your account(s) or respond to court orders and legal investigations.||Yes||No|
|For our marketing purposes - to offer our products and services to you.||No||We Don't Share|
|For joint marketing with other financial companies.||No||We Don't Share|
|For our affiliates' everyday business purposes - information about your transactions and experiences.||No||We Don't Share|
|For our affiliates' everyday business purposes - information about your creditworthiness.||No||We Don't Share|
|For non-affiliates to market to you.||No||We Don't Share|
|How does ACC protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards as well as secured files and buildings.|
|How does ACC collect my personal information?||We collect your personal information when you:
We also collect your personal information from others, such as affiliates or other companies, when authorized to do so.
- Enter into an ACC subscription or advisory agreement
- Seek information about your investments
- Give us your contact information
- Tell us about your assets/investment portfolio
- Give us your income information
|Why can't I limit all sharing?||Federal law gives you the right to limit only the following:
State/Provincial laws and individual companies may give you additional rights to limit sharing.
- Sharing for affiliates' everyday business purposes -
information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account unless you tell us otherwise.|
|Affiliates||ACC does not share with affiliates.|
|Non-affiliates||ACC does not share with non-affiliates so they can market to you.|
|Joint Marketing||ACC does not jointly market.|
- Affiliates covered and related by common ownership or control. They can be financial and non-financial companies.
- Companies not related by common ownership or control. They can be financial and non-financial companies.
- A formal agreement between nonaffiliated financial companies that together market financial products or services to you.